PRÉSTAMOS DE TÍTULO DE AUTO

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Hyperlend offers access to title loans in multiple states, and we can get you pre-approved in many more if you have a paid off vehicle valued at $4,000 or higher. When you apply with us, we'll pre-approve your application to determine the best payment options, interest rates, and loan amounts for a title loan in your state. Our approval process is straightforward for anyone who needs a loan based on the vehicle's equity value, and we'll work to find you flexible loan terms that work for your budget.  Besides title loans on cars, we can also help those looking to cash out equity from a motorcycle, RV, or commercial truck. These loans function the same way as traditional car title loans, and you can generally borrow half of the vehicle's value.

Aprobación rápida para un préstamo sobre el título de Hyperlend con mal crédito

Bad credit doesn't mean you can't get approved for a car title loan with Hyperlend. While getting a personal loan with bad credit is challenging, that's typically not an issue when you have collateral backing your loan. Instead of focusing on your FICO score or recent payment history, what's more important is the equity from your car or truck, as that's the security backing your loan! Good credit is not required for a title loan, but there are a few scenarios where your credit history may be an issue. For instance, have you recently declared bankruptcy? Or do you have any existing loans that you've defaulted on? In these scenarios, you may be limited to a loan based on a small percentage of your vehicle's value, but approval is still possible. Call Hyperlend at 800-971-3022 to see how much money you can borrow with a bad credit title loan!

¿Cuánto tiempo lleva obtener la aprobación para un préstamo sobre título de automóvil con Hyperlend?

If you apply with Hyperlend, you can get an initial pre-approval and funding decision in less than an hour. Apply in person at any of our lending locations, and the entire process will be even quicker! After initial pre-approval, we'll begin underwriting your loan, and all we need is your vehicle's title, employment details, and insurance and registration info. You can go from submitting the initial application to having money sent to your bank account by direct deposit within one business day!

Montos de préstamos con un préstamo sobre el título de Hyperlend

The value of your vehicle determines your loan amount, and most loans are based on 30% to 60% of the vehicle's equity value. As of 2025, the maximum loan amount with Hyperlend for high-value cars is $50,000, and the minimum loan amount in most states is $1,000. In states such as California and New Mexico, the minimum loan amount is $2,500. Most customers will qualify for an online title loan that averages $3,000 on paid off cars. Average motorcycle loan amounts are slightly lower, around $2,500.

¿Puedo calificar para un préstamo con garantía hipotecaria si el automóvil no está pagado?

Your vehicle must be paid off or almost paid off to qualify for a car title loan. There must be sufficient equity in your car or truck to use as collateral, and your lender must be added as a lienholder so they have complete control over the vehicle. If you owe less than 15% of the vehicle’s wholesale value, you may still qualify for a car title loan from Hyperlend. However, in this case, the loan amount may be lower, depending on the available equity and other underwriting conditions.

¿Qué pasa si pierdo el título de propiedad de mi vehículo? ¿Aún es posible obtener un préstamo sobre el título de propiedad?

You can still be approved for a title loan if you don't have the car's title on hand. The car must be paid off, and you must be the vehicle's registered owner. However, before you get your cash, you still need to show proof of ownership and add your lender as a lienholder on the car's title. If you can't qualify for a title loan because you don't have the title, applying with a title pawn provider may be best. In this scenario, you would hand over the vehicle to a title pawn company, and they keep the car until you pay off the loan in full.

¿Puedo obtener un préstamo sobre el título si tengo un cosignatario o no soy dueño del vehículo?

Most car title loans require full vehicle ownership, and you can't have any other lienholders listed on the pink slip. Because of that, it will be challenging to get approved if you can't show proof of vehicle ownership. But you may still qualify for an online title loan if you're the primary lienholder or have a cosigner willing to cosign your loan. Speak with Hyperlend at 800-971-3022 to explain the exact situation with your car's title, and we'll work to get your application approved!