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HyperLend is here to help consumers with all their lending needs. Our smart technology and friendly customer service agents can match customers with the right loan offer and help you get the money you need.
Fill out the form to get the car title loan process started.
HyperLend can approve you quickly for an online car title loan!
You’ll have your cash in as little as 30 minutes!
HyperLend can approve you quickly for an online car title loan!
Do you own your car outright with no liens and have a clean and clear pink slip? If so you should have no problem qualifying for a secured loan. Ultimately the amount you borrow will depend on how much equity you have in your vehicle. Most applicants will qualify with a newer car with low mileage. You may even be approved for a car title loan if you still owe money to the original lender. The amount you borrow will be lower, but it will typically be higher than what you would get with an unsecured personal loan.
It doesn’t take long to get approved for an auto title loan. Here’s are some features we provide.
There's no need to wait days or even weeks for a traditional personal loan approval. With a title loan you can get cash for your car within 24 hours.
Interest rates and finance charges will be high with any type of secured loan. But not nearly as high as what you can expect with a payday loan or cash advance.
What good does it do to hand over your vehicle to the lender as security for the loan. These days, most car title loans will allow you to keep driving your car. The vehicle's pink slip will serve as collateral for the loan.
Once you submit your online application you will receive a call from the underwriting department. They may ask for additional paperwork but this process is rather quick.
Don't think you're on your own in filling out the application. Our friendly reps can walk you through the entire app and answer any lending related questions you have.
Once you're approved for a loan you can often get cash in hand within a few hours. There are different options available to pickup your cash. Your funds can be wired in to your account or picked up remotely that same day.
Do you know if a title loan is your best financial option? It may turn out that using your vehicle as collateral isn’t the best choice for your situation. Use our lending comparison chart below to decide which type of loan is best suited for your needs.
| Cash Advance | Payday Loan | Installment Loan | Car Title Loan |
|---|---|---|---|
| By taking out a cash advance on a credit card you’re getting access to available credit from your creditor. This is a good option for someone with good to decent credit. | Most people who get a payday loan are borrowing a small amount of cash with the promise to pay back the full amount in a short period of time. | An installment loan or “personal loan” is great for someone who has decent credit and is looking for a larger sum of money. Unlike a title loan, an installment loan is unsecured. | With car title loans from HyperLend, you’re using the equity in your vehicle to secure a loan. You can borrow a large amount and pay it back over months or years. |
| Borrow up to 50-60% of your available credit line | $255 Maximum Loan Amount in some states. | $1,500-$6,0000 Maximum Loan Amount (varies by state) | Borrow Amounts of $500 – $50,000 (varies by state) |
| 30-99% APR | 120% – 750% APR | 37% – 249% APR (varies by state) | 30%-199% APR (Depends on requirements) |
| 1 Month Repayment Term | 1-2 Month Repayment Term | 12-30 Months Repayment Term | Up to 48 Months Repayment Term |
| Active Credit Card Required | Check Required | No Collateral Needed | Vehicle Pink Slip Required |
| Good Standing With Creditor Required | State ID and Checking Account Required | Bank Account Required | License or ID and ITIN Required |
Contact our account reps anytime of the day. We can answer most questions about car title loans.
Do you prefer chatting with someone at your own pace? Reach out to us through online chat to contact us!
Do you want to apply for a secured loan in person? Walk in to any of our Hyper Lend locations to apply today.
Find out if you have favorable loan terms. Compare your rates and payment to other loan options.
