ONLINE TITLE LOANS

From Hyperlend

Apply Online For Same Day Cash. Use your Car Title As Collateral For a Loan!

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1-800-971-3022

How Much MONEY Can I Get With A Title Loan?

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How To Apply With Hyperlend 

Hyperlend is here to help consumers with all their online lending needs. Our smart technology and friendly customer service agents can match customers with the right lending offer and help you get the money you need. We don’t just help borrowers that are looking to borrow money with car title loans. We also help to consolidate your credit cash advances and point you in the right direction for personal loans.

complete your lending application online or in person

Complete The Online Application Or Call Us To Get Started

Decide on how you want to apply for We offer no hassle car title loans from the comfort of your home or you can apply over the phone.

submit all the info about your vehicle and car title to underwriting

Submit Your Vehicle Info And Contact Information To Get A Quick Quote

Hyperlend can approve your application for auto title loans in less than an hour. The processing & underwriting can all be done online.

Pick from the different ways to get your cash

Get Your Money As Soon As Your Approved To Borrow Money

You can have access to your cash in as little as 30 minutes! Have it sent by direct deposit to your bank account or pick up the loan proceeds in person. 

you can keep driving your car for the duration of your title loan

Keep Driving Your Car As The Loan Payments Are Made On Time

There's no need for the lender to hold the car as security. Your car's title is the collateral for your loan. Keep driving your vehicle!

WHAT YOU NEED TO QUALIFY FOR A SAME DAY ONLINE TITLE LOAN

Do you own your car outright with no liens and have a clean and clear pink slip? If so, you should have no problem qualifying for a secured loan. Ultimately the amount you borrow with a car title loan will depend on how much equity you have in your vehicle. Most applicants will qualify with a newer car with low mileage. You may even be approved for a title pawn if you still owe money to the original lender. The amount you borrow will be lower, but it will typically be higher than what you would get with an unsecured personal loan.

Features Of Our Car Title Loans Online

It doesn’t take long to get approved for a title pawn. Here’s more information about how our car title loans and what we provide.

Expect to be approved quickly for a title loan if you have all the required documents

Fast Approval For Car Title Loans

There's no need to wait days or even weeks for a traditional personal loan approval. With a title loan you can get cash for your car within 24 hours.

interest rates on a title loan are comparable to other short term loan offers

Fair Interest Rates

Interest rates and finance charges will be high with any type of online title loan. But not nearly as high as what you can expect with a payday loan or cash advance.

You have more than one way to get the money from your title loan

Keep Driving Your Vehicle

What good does it do to hand over your vehicle to the lender as security for the loan. These days, most car title loans will allow you to keep driving your car. The vehicle's pink slip will serve as collateral for the loan.

Expect to be approved quickly for a title loan if you have all the required documents

Quick Underwriting

Once you submit your online application you will receive a call from the underwriting department. They may ask for additional paperwork but this process is rather quick.

interest rates on a title loan are comparable to other short term loan offers

Helpful Customer Service

Don't think you're on your own in filling out the application. Our friendly reps can walk you through the entire app and answer any title lending related questions you have.

You have more than one way to get the money from your title loan

Multiple Options To Get Your Cash

Once you're approved for a loan you can often get cash in hand within a few hours. There are different options available to pickup your cash. Your funds can be wired in to your account or picked up remotely that same day.

Is A Title Loan My Best Option?

Do you know if applying for auto title loans is your best financial option? It may turn out that using a vehicle as collateral isn’t the best choice for your situation. Numerous other short term lending options like an unsecured bank loan could offer the same amount of cash without using your vehicle as equity for a loan. Use our online lending comparison chart below to decide which type of loan is best suited for your needs.

Cash AdvancePayday LoanInstallment LoanOnline Title Loan
By taking out a cash advance on a credit card you’re getting access to available credit from your creditor. This is a good option for someone with good to decent credit.Most people who get take out payday loans are borrowing a small amount of cash with the promise to pay back the full amount in a short period of time. An installment loan or “personal loan” is great for someone who has decent credit and is looking for a larger sum of money. Unlike a car title loan, an installment loan is unsecured.With online title loans from Hyperlend, you’re using the equity in your vehicle to secure a loan. You can borrow a large amount and pay it back over months or years.
Borrow up to 50-60% of your available credit lineNo Minimum Loan Amount & $255 Maximum in some states.$1,500-$6,0000
Maximum Loan Amount
(varies by state)
Borrow Amounts of
$500 – $50,000
(varies by state)
30-99% APR120% – 750% APR37% – 249% APR
(varies by state)
30%-199% APR
(Depends on requirements)
1 Month Repayment Term1-2 Month Repayment Term12-30 Months
Repayment Term
Up to 48 Months
Repayment Term
Active Credit Card RequiredCheck RequiredNo Collateral NeededVehicle Pink Slip Required
Good Standing With Creditor RequiredState ID and
Checking Account Required
Bank Account RequiredLicense or ID
and ITIN Required
    

Questions About Hyperlend Title Loans

 

How do car title loans work, and what to expect when I apply?

Car title loans are a type of loan that allows you to use your car as collateral in exchange for money. The equity in your vehicle is what guarantees the cash being offered by a lender. You typically need to sign over the title of your car as collateral, and you should able to keep your driving the vehicle while the loan is paid off. With these secured loans, you can typically borrow amounts higher than unsecured lending offers like payday loans and personal loans, and the time it takes to get approved is often less than one business day.

When you apply for online title loans, there are some things that you can expect. First, the lender will typically assess the condition and value of your vehicle to determine how much they are willing to lend to you. They will want to make sure the title is in your name and completely paid off and may look at factors like your credit history and income level to help determine how risky it would be to lend to you.

 

 

Can I apply with Hyperlend if I have bad credit?

Yes. Having bad credit or no credit at all is only one of many factors a lender looks at when you apply for a title loan online. Bankruptcy and other forms of bad credit will not automatically disqualify you for funding, but the amount you can borrow may be limited. If a loan underwriter feels that you have sufficient income to make the monthly payments and pay off the loan in full, then there is a good chance you will get instant approval.

 

 

How fast can I qualify and get funded for an online title loan?

If you get pre-qualified online, you can typically expect a fast loan approval that ranges from just a few minutes to a matter of hours from you first send in your paperwork. After receiving an approval notification, you may still hear back from the underwriting department to confirm a few more details.

Once you fax or e-mail these items to us, we will set up an appointment for you to meet with a loan processor to sign the loan documents and complete the vehicle inspection. When a lender receives final approval confirmation, they can quickly fund the loan by transferring the funds directly into your checking account. Ultimately the amount of time from when you first apply online to when you get cash depends on how fast you can get all the documents together and take care of the vehicle inspection. The most significant requirement to get fast cash is a paid off vehicle title. Besides that, you will only need to send in a few forms and verify some personal and financial information!

 

 

Is my personal information secure when I apply online?

Yes, any financial services company will take your personally identifying details and information seriously and a loan processing team will follow industry accepted safeguards to protect your info. Online companies understand that your financial and personal information is vitally important, and they take precautions to protect access both online and in person.

 

 

How much cash can I get with a car title loan online?

The average funding is based on the current resale value of the vehicle. Lenders also consider other factors and details when determining loan details, for instance, the vehicle mileage, condition and model/make. If you would prefer to keep the car and drive it, you can ask an underwriter to also look at your current take home pay and employment situation as that can affect your chances of making monthly loan payments. The loan amount is around $400. The maximum loan can be near $20,000, but these numbers are not typical and are primarily for high value vehicles.

 

 

Can I qualify for a vehicle equity loan if the car is not paid off?

For most companies to offer financing with a secured loan, the car must be paid off – or almost paid off. For example, if you owe less than 15% of the wholesale value of the vehicle, you may still qualify for a car title loan or pink slip loan from Hyperlend. In this case, the amount you borrow may be lower and it ultimately depends on the amount of equity available as well as other underwriting conditions.

 

 

What if I lost my vehicle title? Is it still possible to get cash with an online title loan?

That’s OK, you can still be approved even in a situation where you don’t have the vehicle. However, it must be paid off, and you must be the registered owner of the vehicle. It may be advantageous for you to apply with a title pawn provider if you can’t qualify for a title loan because you don’t have the title. In this scenario, you would hand over the vehicle to a title pawn company and they keep possession of the car until you pay off the loan in full.

 

 

I need a car title loan, but what if I’m not showing as the owner on the pink slip?

The majority of title loans are going to require the actual vehicle title for approval. But if you have the original signed pink slip from the past owner, then you may still be approved for a loan with no store visit from Hyperlend. Please speak with the customer service representative or underwriter that’s handling your application and explain to them the exact situation with your auto title. You won’t be able to get the loan proceeds until the title is signed over, so it’s imperative to be sure you qualify for online title loans before getting started with the paperwork!

 

contact us about your online loan application

Customer Service

Contact our customer service team anytime of the day. We will do our best to answer most lending questions.

speak with our customer service staff regarding your lending questions

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Apply online for a title loan from Hyperlend

Online Application

Do you want to apply for a title loan online? Take a few minutes to complete our quick application and apply today.

Apply online for a title loan from Hyperlend

Title Loan Requirements

Find out if you have you need to qualify with Hyperlend. Check the latest title loan lending requirements.