Apply With Hyperlend
Hyperlend is here to help consumers with all their online lending needs. Our smart technology and friendly customer service agents can match customers with the right lending offer to get the money you need. We don’t just help borrowers looking to borrow money with car title loans. We also help to consolidate your credit cash advances and point you in the right direction for personal loans.
Complete Our Online Application Or Call Us To Get Started
Decide on how you want to apply with us. We offer no hassle car title loans from the comfort of your home, or you can apply over the phone.
Submit Your Vehicle Info And Contact Information To Get A Quick Quote
Hyperlend can approve your application for auto title loans in less than an hour. The processing & underwriting can all be done online.
Get Your Money As Soon As Your Approved To Borrow Money
You can get your funds in less than an hour! Have your cash sent by direct deposit to your bank account or pick up the loan proceeds in person.
Keep Driving Your Car As The Loan Payments Are Made On Time
There's no need for the lender to keep the vehicle as collateral. Your car's title is the security for your loan. Keep driving the car!
Do you own a vehicle with a clean and clear pink slip? If so, you should have no problem qualifying for a secured loan. Ultimately, the amount you borrow with a car title loan will depend on how much equity you have in your vehicle. Most applicants will qualify with a newer car with low mileage. You may even be approved for a title pawn if you still owe money to the original lender! The loan amount will be lower but typically higher than what you would get with an unsecured personal loan.
Features Of A Hyperlend Car Title Loan
Fast Approval For Car Title Loans
There's no need to wait days or weeks for a traditional personal loan approval. With a title loan, you can get cash for your car within 24 hours.
Fair Interest Rates
Interest rates and finance charges will be high with any online title loan. But not nearly as high as what you can expect with a payday loan or cash advance.
Keep Driving Your Vehicle
What good does it do to hand over your vehicle to the lender as security for a loan? These days, most car title loans will allow you to keep driving your car. Your vehicle's equity serves as the collateral.
Once you submit your online application, you will receive a call from the underwriting department. They may ask for additional paperwork, but this process is rather quick.
Helpful Customer Service
Don't think you're on your own when you apply with us. Our friendly reps can walk you through the entire app and answer any questions about our lending offers.
Multiple Options To Get Your Cash
Once approved for a loan, you can often get cash in hand within a few hours. Your funds can be wired to your bank account, sent by ACH to a debit card, or picked up remotely that same day.
Is A Title Loan My Best Option?
Is applying for an auto title loan your best financial option? It may turn out that using a vehicle as collateral isn’t the best choice for your situation. Numerous other short term lending options, like an unsecured bank loan, could offer the same amount of cash without using your vehicle as equity for a loan. Use our online lending comparison chart below to decide which type of loan best suites your needs.
|Online Title Loan
|By taking out a cash advance on a credit card you’re getting access to available credit from your creditor. This is a good option for someone with good to decent credit.
|Most people who get take out payday loans are borrowing a small amount of cash with the promise to pay back the full amount in a short period of time.
|An installment loan or “personal loan” is great for someone who has decent credit and is looking for a larger sum of money. Unlike a car title loan, an installment loan is unsecured.
|With online title loans from Hyperlend, you’re using the equity in your vehicle to secure a loan. You can borrow a large amount and pay it back over months or years.
|Borrow up to 50-60% of your available credit line
|No Minimum Loan Amount & $255 Maximum in some states.
Maximum Loan Amount
(varies by state)
|Borrow Amounts of
$500 – $50,000
(varies by state)
|120% – 750% APR
|37% – 249% APR
(varies by state)
(Depends on requirements)
|1 Month Repayment Term
|1-2 Month Repayment Term
|Up to 48 Months
|Active Credit Card Required
|No Collateral Needed
|Vehicle Pink Slip Required
|Good Standing With Creditor Required
|State ID and
Checking Account Required
|Bank Account Required
|License or ID
and ITIN Required
Questions About Hyperlend Title Loans
How do car title loans work, and what to expect when I apply?
Car title loans are a type of loan that allows you to use your car as collateral in exchange for money. The equity in your vehicle guarantees the cash being offered by a lender. You typically need to sign over the title of your car as collateral, and you should be able to keep driving the vehicle while repaying the loan. With these secured loans, you can typically borrow amounts higher than unsecured lending offers like payday loans and personal loans, and the time it takes to get approved is often less than one business day.
When you apply with an online lender, there are a few things that you can expect. First, the lender will typically assess the condition and value of your vehicle to determine how much they are willing to lend to you. They will want to make sure the title is in your name and completely paid off and may look at factors like your credit history and income level to help determine how risky it would be to lend to you.
Can I apply with Hyperlend if I have bad credit?
Yes. Having bad credit or no credit at all is only one of many factors a lender looks at when you apply for a title loan online. Bankruptcy and other forms of bad credit will not automatically disqualify you from funding, but the amount you can borrow may be limited. If an underwriter feels that you have sufficient income to make the monthly payments and pay off the loan in full, then there is a good chance you will likely get instant approval.
How fast can I qualify and get funded for an online title loan?
If you get pre-qualified online, you can typically expect a fast loan approval in a few hours. After receiving an approval notification, you may still hear back from the underwriting department to confirm a few more details.
Once you send in these items, we will schedule an appointment for you to meet with a loan processor to sign the loan documents and complete the vehicle inspection. When a lender receives final approval confirmation, they can direct deposit the money into your checking account. Ultimately, the time from when you first apply with Hyperlend to when you get cash depends on how fast you can get all the documents together and complete the vehicle inspection.
How much money can I get with a title loan online?
The average loan amount is based on the vehicle’s resale value. Lenders also consider other factors and details when determining loan details, for instance, the vehicle mileage, condition, and model/make. If you prefer to keep the car and drive it, you can ask an underwriter to also look at your current take home pay and employment situation, as that can affect your chances of making monthly loan payments. The loan amount is around $400. The maximum loan can be near $20,000, but these numbers are unique and are primarily for high value vehicles.
Can I qualify for a vehicle equity loan if the car is not paid off?
For most companies to offer financing with a secured loan, the car must be paid off – or almost paid off. For example, if you owe less than 15% of the vehicle’s wholesale value, you may still qualify for a car title loan or pink slip loan from Hyperlend. In this case, the amount you borrow may be lower depending on the equity available and other underwriting conditions.
What if I lost my vehicle title? Is it still possible to get cash with an online title loan?
That’s OK; you can still be approved even when you don’t have the vehicle. However, it must be paid off, and you must be the vehicle’s registered owner. Applying with a title pawn provider may be advantageous if you can’t qualify for a title loan because you don’t have the title. In this scenario, you would hand over the vehicle to a title pawn company, and they keep possession of the car until you pay off the loan in full.
I need a car title loan, but what if I have a cosigner or don’t own the vehicle?
The majority of title loans are going to require the actual vehicle title for approval. But if you have the original signed pink slip from the past owner, you may still be approved for a loan with no store visit. Speak with a Hyperlend customer service representative at 800-971-3022 or the underwriter handling your application and explain the exact situation with your auto title.
Contact our customer service team anytime of the day. We have agents standing by and will do our best to answer most lending questions.
Would you rather chat with someone at your own pace? Reach out to us through our online chat system and speak to an agent today!
Do you want to apply for an online title loan with Hyperlend? Take a few minutes to complete our application and determine your funding amount.
Title Loan Requirements
Determine what you need to qualify for an online title loan. Check the latest lending requirements and make sure you can be approved.