From Hyperlend

Borrow $2,500 or more with a title loan in California. Apply using your vehicle as collateral and get an approval decision in minutes. Most newer paid off vehicles will qualify!

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Apply For A Car Title Loan In CA Hyperlend 

Anyone in California can borrow cash using their vehicle's title as collateral. Other than your car's pink slip, you don't need much to qualify, and you may get cash the same day you apply. With a title loan offered by Hyperlend, you don't need a good credit score, and some customers can qualify for up to $25,000!

Car title loans have been offered in California for years, but for most of that time, customers dealt with huge interest rates that would approach 100%. As of 2024, the APR is capped at 36% plus the prime funds rate, which applies to loan amounts between $2,500 and $10,000. All licensed lenders offering online title loans in CA must follow these regulations.


complete your lending application online or in person

Apply Online Or Call Us At 800-971-3022

Hyperlend works with customers all throughout California and you can apply online or over the phone. It takes less than 5 minutes to subit your info.

submit all the info about your vehicle and car title to underwriting

Submit Your Vehicle Info To Get A Quick Quote

We don't need much to get you a quick quote for a car title loan! Get us your vehicle info, mileage, and desired loan amount to get a quick lending quote!

Pick from the different ways to get your cash

Get Your Money In 24 Hours Or Less

We work with local lenders in California that offer same day funding car title loans. Cash is sent by direct deposit to your checking account!

you can keep driving your car for the duration of your title loan

Keep Driving Your Car With A Title Loan In CA

You don't have to give up your vehicle as collateral for a title loan in San Francisco. Instead, your lender is added as a lienholder to the title!

Recent Loan Amounts In CA

Our customers have been approved for the following loan amounts over the past 2 months:

  • $2,510 for a 2012 Honda Civic!
  • $3,690 for a 2017 Ford Ranger!
  • $7,270 for a 2021 Dodge Grand Caravan!


When working with Hyperlend, you'll see how easy it is to use your vehicle as collateral for a title loan in California. All we need to get you a quote is the vehicle's year, make, and model. Using that vehicle information, we can estimate your loan amount and monthly payments and get you a quote that's tailored to your specific situation! Hyperlend can process your car title loan application in minutes, and we'll work to get you the best title loan amount for your vehicle!

Features Of A Hyperlend Car Title Loan In California

Expect to be approved quickly for a title loan if you have all the required documents

Fast Approval For Car Title Loans

There's no need to wait days or weeks for a personal loan company to underwrite your loan! Hyperlend can process your application in just a few hours!

interest rates on a title loan are comparable to other short term loan offers

Fair Interest Rates

Interest rates in San Francisco are subject to California short term lending restrictions. Expect an APR of 36% or less for title loans between $2,500 and $10,000

You have more than one way to get the money from your title loan

Multiple Repayment Terms

Pay off your loan in 8 to 48 months in CA. The more you pay the quicker your loan will be paid off. Choose a company that offers early loan repayment options.

Expect to be approved quickly for a title loan if you have all the required documents

Quick Underwriting

Apply with Hyperlend to get a quick underwriting decision in less than an hour. Send in the necessary documents and we'll get you approved quickly!

interest rates on a title loan are comparable to other short term loan offers

Helpful Customer Service

Hyperlend has offices throughout California and our customer service agents can help to get your application across the finish line. Don't hesitate to contact us.

You have more than one way to get the money from your title loan

Multiple Options To Get Your Cash

Some customers can get their cash in just hours from a local title loan company in Oakland, Fresno, or other areas of CA. Others will have the funds sent to their bank account.

Questions About Hyperlend Title Loans


Underwriting Requirements For Title Loans In California

Do you own a vehicle that's paid off, licensed, and titled in your name? Is the car worth more than $5,000, lien free, and can it pass a vehicle inspection? If so, you should have no issues qualifying for a car title loan in California! Since these loans are secured by the collateral from your vehicle, there's less of a need for good credit or other documents typically required for personal loans. Listed below are a few different requirements for California title loans:

  • Proof of income - We can often accept income verification using bank statements or employment pay stubs. 
  • Insurance coverage on the vehicle - Even if your vehicle is fully paid off, it still needs comprehensive insurance coverage when it's being used as collateral for a car title loan in California.
  • Valid registration - Your car must be registered with the California DMV.
  • Proof of identity and residency in CA. We accept identity verification with a driver's license or state-issued ID Card. Verify residency with a mortgage statement or rental agreement.


Credit Requirements With Hyperlend For A California Title Loan

You don't need excellent credit to be approved for a Hyperlend car title loan. Unlike personal loans from a bank, these loan offers are secured, and your car is collateral for the loan amount. That collateral is more important than your recent credit history, but you must still meet some standard credit requirements. For lenders in California, the minimum credit requirement is typically a FICO score of 550 or higher, and you can't be in bankruptcy proceedings or dealing with vehicle repossession. 


Hyperlend Title Loans In CA



Loan Amounts And Interest For Car Title Loans In California

The maximum loan amount in California is not capped, and title loan amounts range from $2,500 to $25,000 in California. The interest rates for secured loans in CA are 36% APR or lower, including all fees and finance charges. Most companies will also charge additional fees for processing, document preparation, and lien recording. Your estimated loan amount will include all those fees, the interest rate, and the repayment term length, so there are no surprises down the road!

Be sure to take time and review your lending contract to ensure no unexpected expenses or hidden fees were not explained upfront. Confirm with any company that you can keep driving your vehicle while the monthly payments are made, and ask your lender if they charge a pre-payment penalty for early loan payoffs.


Repayment Terms And  Schedules For Title Loans In California

All title loans in California have a repayment term that is negotiable and agreed upon between the applicant and the lender. While there is no maximum or minimum repayment term, the average car title loan is written for between 12 and 48 months.

Missing a title loan payment can result in your vehicle being repossessed by the title lender, so work to have the funds available or set up automatic payments to avoid any late fees or issues with collections. Don't hesitate to contact your lender's customer service department if you feel there's a chance you could default on the monthly payments. Any licensed title loan company in CA will negotiate with you or set up a repayment plan versus dealing with the stress and hassle of vehicle repossession.


Hyperlend offers access to title loans in the following CA locations: