Categories

How To Get A Car Title Loan Without A Vehicle Inspection

 

Are you looking for guaranteed approval for car title loans online without the car or having to submit to a vehicle inspection? Well, here’s all you need to know. A car title loan is a loan that offers you quick cash secured by a vehicle you own free and clear. Being so, you need to own a vehicle and have the title. Further, the title typically has no debt obligations or liens against it. However, there are some cases in which you don’t have to bring the vehicle into a location to get it checked out. Avoiding an inspection can help save time if you own a car but don’t have convenient access to it.

 

Online Car Title Loans With No Inspection

Getting online title loans from Hyperlend without physically bringing the vehicle into a location to get inspected is becoming increasingly common. As online title loans become more prevalent, companies find ways to work around the physical inspection requirement. But how do they verify the car instead?

Some companies will let you provide pictures and videos of your vehicle instead of an inspection. They may request to see the car from all angles, view the interior, and hear it running in a video. The process of taking pictures to show vehicle wear and damage is not uniform amongst the many title loan companies. It's similar to what you see from an insurance company that accepts pictures for proof of damage. Documenting the car this way can enable some lenders to assess your vehicle’s value adequately. As a result, they can grant you a loan even if you don’t physically have the car on a specific day and don’t bring it in.

 

A vehicle inspector with a checklist of items to look for

 

How to get a title loan without a car or vehicle inspection?

An important note on this topic is why you would need a title loan without the vehicle and what are some reasons why you would go this route.

In some situations, an online auto title loan is just more convenient, especially when you don't need your vehicle inspected or don't need to show proof of actually having the car. You may not be near the lender's office offering you the best deal, or you may just prefer not to leave your house and go to the store. Since the pandemic hit, the less you need to go into public, the better.

In other cases, you may want an online title loan for a vehicle you own but don’t have access to. This is where getting title loans online without possessing the car can be helpful, and it pays to find a lender who will work with you. A lender that doesn’t always require a vehicle inspection can come in handy and you first must find out how much your car is worth for a title loan.

If, for some reason, you can’t meet the payment obligations and default on your title loan, the company can take your vehicle, and you may face a lawsuit if you misrepresented it during the application process.

 

Should I even try to get a title loan without a vehicle inspection?

Getting a title loan without needing to bring the car or submit to a car inspection can significantly enhance the car title loan experience. One big factor is that you can save yourself a trip and find a local title loan lender near you that doesn't need to check out your car.

Contact Hyperlend at 800-971-3022 to learn more about we can help you get approved and funded for a title loan with no inspection!