How To Get An Online Car Title Loan Without The Vehicle


Wondering how you can get a title loan without the car? Well, here’s all you need to know. A car title loan is a loan that offers you quick cash secured by a vehicle you own free and clear. Being so, you do need to own a vehicle and have the title. Further, the title typically can’t have any debt obligations or liens against it. However, there are some cases in which you don’t actually have to bring the vehicle into a location for an inspection. This can be helpful if you own a car but don’t have convenient access to it at the moment. Read on to learn more about how to get a title loan without the car.

Getting a title loan without the car

Getting a car title loan from Hyperlend without physically bringing the vehicle into a location for an inspection is becoming more and more common. As online title loans become more prevalent, companies are finding ways to work around the physical inspection requirement. But how do they verify the car instead?

Some companies will allow you to send in pictures and/or videos of your vehicle. They may request to see the vehicle from all angles, to view the interior, and to hear it running in a video. The process of taking pictures to show vehicle wear and damage is not uniform amongst the many different title loan companies. It’s actually a bit similar to what you see from an insurance company that accepts pictures for proof of damage. Documenting the car in this way can enable some lenders to adequately assess your vehicle’s value. As a result, they can grant you a loan even if you don’t physically have the car on a specific day and don’t bring it in.

Why do you need a title loan without the car?

An important note on this topic is why you need a title loan without the car.

In some cases, a 100% online auto title loan is just more convenient. You may not be near a physical branch of the lender that offers you the best deal, or you may just prefer not to leave your house and go to the store. Since the pandemic hit, the less you need to go into public the better.

Further, in some cases, you may want an online car title loan for a vehicle that you own but don’t have access to at the moment. For example, your vehicle may be in storage or someone else may be driving it. In this case, you can get the vehicle if you need it but it is a hassle. A lender that doesn’t require the in-person vehicle inspection can come in handy.

However, there are some cases when avoiding a vehicle inspection is not a great idea. If something is wrong with the car — like it has been in an accident or is no longer running — you may be tempted to go with an online loan that will enable you to hide these problems. This can lead to big problems. If for some reason you can’t meet the payment obligations of the loan and the company does come to take your vehicle, you may face a lawsuit if you misrepresented it during the application process.

Should I try to get a title loan without the car?

Getting a title loan without needing to bring the car in for an inspection can greatly enhance the car title loan experience. One big factor is that you can save yourself a trip and not find a title loan location near you. Not only is it more convenient but it can enable you to get the cash you need in a shorter amount of time. While it’s not recommended as a way to misrepresent your vehicle, it is a great option for those who just want a quick and easy borrowing experience.


Ready to get started on A title Loan? Apply with Hyperlend today!