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We are proud to offer a car title loan refinance option for those who want to get out of a loan with a previous company. With Hyperlend you can lower the rate and improve the payoff terms for your existing title loan. Most borrowers can quickly qualify for a refi as the amount you’re currently paying is likely higher than the refinance rate. The typical approval and funding timeline is fast as well as most of the vehicle information has already been provided to your original lender.

Can I Refinance My Existing Title Loan?

1) Are you making your current payments on time for your vehicle or semi truck title loan?

2) Is your vehicle title free and clear of all other liens and payment obligations?

3) Have you paid more than half of the loan amount borrowed?

4) Do you have at least 4 months left before it expires? Some title loan lenders in Ohio and other states will offer a refi even if you just got the loan!

Answer yes to ALL those questions, and there’s a chance that a refinance is right for you. It’s essential that your car title is not being used as collateral against any title loans or lines of credit, since title lenders will not be able to redo or access the current vehicle title.

What Is Required To Refinance A Title Loan

The documents you need to refinance your online car title loan are the title and the contract from your current lender. You will also need to provide proof of residence and a valid state-issued ID. If you can’t provide all of these documents, they might be able to verify any of them electronically. Even though you already supplied these when you first got the loan, we’ll still need to verify and update the current information and ensure you qualify for new lending terms based on the title loan requirements in your state.

How Long Does It Take To Complete the Refinance

The timeframe for a refinance Hyperlend is quicker than when you first applied for an online title loan. We’ll need to process the application, check your title for liens, and look for other issues that could delay the title handover. It’s not uncommon to see funding for online title loans within 24-48 hours but a refinance can be done in a quicker amount of time!

How Can I Refinance My Title Loan With Hyperlend?

The title loan refinancing process is much like what you’re already used to with our title loans. The only difference is that now it will be a different amount and sometimes even an other term length! Before applying for a refi you need to stay current on the existing loan payments. The last thing you want is to default on your title loan as that can cause you to be ineligible for any future offers.

If you’re interested in title loan refinancing, simply click the apply now button, complete the secure online form, submit any requested documents electronically or via fax ( available), and let us contact you to determine if you qualify for a title loan refinance.

Contact your lender and see if they will bring down your loan APR and payoff amount.