With Hyperlend

Apply for a title loan refinance to get a new APR with more favorable payment terms! Hyperlend can you get you a refinancing quote in less than 10 minutes.

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Get A Same Day Car Title Loan With Hyperlend

We are proud to offer a car title loan refinance option for those who want to get out of a loan with a previous company. With Hyperlend, you can lower the rate and improve the payoff terms for your existing title loan. Most borrowers can quickly qualify for a refi as your current interest rate is probably much higher than what you'll get with a refi. The typical approval and funding timeline is fast, and most of the vehicle information has already been provided to your original lender.


Can I Refinance My Existing Title Loan?

1) Are you making your current payments on time for your vehicle or semi truck title loan?

2) Is your vehicle title free and clear of all other liens and payment obligations?

3) Have you paid more than half of the loan amount borrowed?

4) Do you have four months or more to repay your loan? Some title loan lenders in Ohio and other states will offer a refi even if you just got the loan!

Answer yes to ALL those questions, and there's a chance that a refinance is right for you. It's essential that your car title is not being used as collateral against any title loans or lines of credit since title lenders will not be able to redo or access the current vehicle title.


Contact your lender and see if they will bring down your loan APR and payoff amount.


What Is Required To Refinance A Title Loan

The documents you need to refinance your online car title loan are the title and the contract from your current lender. You must also provide proof of residence and a valid state-issued ID. If you can't provide all of these documents, they might be able to verify any of them electronically. Even though you already supplied these when you first got the loan, we'll still need to verify and update the current information and ensure you qualify for new lending terms based on the title loan requirements in your state.


How Long Does It Take To Complete the Refinance

The timeframe for a refinance Hyperlend is quicker than when you first applied for an online title loan. We'll need to process the application, check your title for liens, and look for other issues that could delay the title handover. It's not uncommon to see funding for car title loans within 24-48 hours, but a refinance can be done quicker!


How Can I Refinance My Title Loan With Hyperlend?

The title loan refinancing process is much like what you're already used to with our title loans. The only difference is that it will be a different amount and sometimes a quicker payoff term! Before applying for a refi you need to stay current on the existing loan payments. The last thing you want is to default on your title loan, as that can cause you to be ineligible for any future offers.

If you're interested in title loan refinancing, apply with Hyperlend online or call 800-971-3022 for a same day quote!