CAR TITLE LOANS IN SACRAMENTO

From Hyperlend

Do you own a vehicle that's completely paid off and can you verify your income? If so, you can qualify for a title loan in Sacramento that uses your car as collateral. Loan amounts start at $2,500 and cash can be available in 24 hours!

Call Us Today 1-800-971-3022

How Much MONEY Can I Get With A Title Loan?

Submit Your Vehicle Info

1

Vehicle Information

2

Your Information

I have read and agree to the Communication Consent and Wireless Policy.

Apply For A Title Loan In Sacramento With Hyperlend 

Hyperlend can offer Sacramento residents the best rates and terms for car title loans. Get pre-approved in minutes online or call 800-971-3022 to get $2,500 or more with your car's equity. You don't give up your vehicle as collateral, all we need is the car's, so you can keep driving the vehicle as you please! Want to learn how to cash out equity from your car, truck, or RV? Read on for more information about car title loans in Sacramento and the requirements!

complete your lending application online or in person

Complete Our Online Application Or Call Us To Get Started

Decide on how you want to apply with us. We offer no hassle car title loans from the comfort of your home, or you can apply over the phone.

submit all the info about your vehicle and car title to underwriting

Submit Your Vehicle Info And Contact Information To Get A Quick Quote

Hyperlend can approve your application for a car title loan in less than an hour. The processing & underwriting can all be done online.

Pick from the different ways to get your cash

Get Your Money As Soon As Your Approved To Borrow Money

You can get your funds in less than an hour! Have your cash sent by direct deposit to your bank account or pick up the cash anywhere in Sacramento. 

you can keep driving your car for the duration of your title loan

Keep Driving Your Car As The Loan Payments Are Made On Time

There's no need for the lender to keep the vehicle as collateral. Your car's title is the security for your loan. Keep driving the car!

CASH OUT EQUITY FROM YOUR VEHICLE WITH HYPERLEND

Hyperlend makes it easy to get a title loan in Sacramento, and you don't need good credit to qualify. Don't deal with the hassle of getting denied by personal loan companies because of bad credit or no credit history. There's no need to go through an extensive credit check with us, and most customers can qualify for a Sacramento title loan with just a lien-free vehicle and proof of income. Hyperlend can take your application online or over the phone at 800-971-3022, and the money can be sent to your bank account within one business day. So what are you waiting for? Apply now to borrow $2,500 or more with a Sacramento title loan!

Why Apply For A Hyperlend Car Title Loan In Sacramento

Expect to be approved quickly for a title loan if you have all the required documents

Fast Approval

There's no need to wait days or weeks for a traditional personal loan approval. With a title loan in Sacramento, you can pre-approved for a quite in less than an hour!

interest rates on a title loan are comparable to other short term loan offers

Fair Interest Rates

Interest rates and finance charges will be high with any car title loan from Hyperlend. But not nearly as high as what you can expect with a payday loan or cash advance.

You have more than one way to get the money from your title loan

Multiple Repayment Terms

It's up to you on how quickly you want to repay a title loan from a lender in Sacramento. Choose a payoff term between 12 to 48 months and you can always repay the loan early with no penalties.

Expect to be approved quickly for a title loan if you have all the required documents

Quick Underwriting

Once you submit your online application, you will receive a call from the underwriting department. They may ask for additional paperwork, but this process is rather quick.

interest rates on a title loan are comparable to other short term loan offers

Helpful Customer Service

Don't think you're on your own when you apply with us. Our friendly reps can walk you through the entire app and answer any questions about our lending offers.

You have more than one way to get the money from your title loan

Multiple Options To Get Your Cash

Once approved for a loan, you can often get cash in hand within a few hours. Your funds can be wired to your bank account, sent by ACH to a debit card, or picked up remotely that same day.

What To Know About Title Loans In Sacramento

 

 

How does a title loan from Hyperlend work - What's required in Sacramento?

Maybe you are struggling to get out of a financial emergency or dealing with a bill that needs to be paid. In that case, car title loans are an ideal way to get cash straight to your checking account. Many of our customers have poor credit, which will not stop you from getting a Sacramento title loan.  A car title loan uses your vehicle as collateral, guaranteeing your loan amount and repayment terms. The vehicle must be titled in your name and paid off with no other cosigners or lienholders. You must sign over the pink slip before picking up your cash!

The requirements for a car title loan in Sacramento are simple for anyone with a paid-off vehicle titled in their name. Besides the car's title, we also need proof of income, which can be from employment verification, bank statements, or other income documents. We must verify your personal information with a DMV driver's license or state-issued ID. Other requirements include active vehicle registration in California, proof of insurance, and there's a decent chance you'll need to bring in the vehicle for inspection. There are several inspection locations in Sacramento, and many of these places can inspect your car in less than 45 minutes. Plan on providing your VIN and current mileage during the inspection, and you may be able to sign the lending documents on that visit.

 

Bad Credit Title Loans in Sacramento - Are they possible

Title loans are possible for anyone with bad credit because your FICO score does not factor into your approval. Instead of looking at your credit history, we look at what type of collateral you have to back up the loan. The bottom line is don't worry about a FICO score that's under 600 if you have a car that's titled in your name and valued at $6,000 or more. Yes, we may still check your credit to verify your personal information and look for any bankruptcies, but even in that scenario, you may still get approved at a lower loan amount. Apply online with Hyperlend or call 800-971-3022 to get a bad credit title loan in Sacramento.

 

What are the loan amounts for a Hyperlend title loan in Sacramento?

Customers in Sacramento can borrow $2,500 or more, depending on how much equity they have in their car. To determine the title loan value of your vehicle in Sacramento, we'll need to know the year, make, and model of your car and the current mileage. With that, we can get you pre-approval quote that breaks down your loan amount, payment terms, and estimated interest rate. As of 2024, loan amounts in Sacramento range from $2,500 to $25,000 for high value vehicles. 

 

What else to know about Sacramento title loans

Once approved, your lender will become the lienholder on your car's title. That means the vehicle is still yours to drive around, but there's a chance your car can be repossessed because of lack of payment. Don't get yourself into this situation, and contact your lender if there's ever a scenario where you may fall behind or default on a title loan. Another thing to remember with title loans in Sacramento is that these are secured loans and should only be used when you can't get a loan from a bank or unsecured lender. Car title loans have high interest rates and can be tricky to repay if you borrow more than you need.  Are you ready to see if you qualify for an emergency title loan in Sacramento? Call Hyperlend at 800-971-3022 today to see what type of interest rate you can expect with a title loan!