English 
Spanish Do you know how much your vehicle is worth? Do you have an estimate of what you want to borrow with a car title loan? It turns out that your car or truck's resale amount is the most important factor when determining how much money you can borrow. First, you need to find out your vehicle's current title loan value!
Title Loan Lending Amounts
Loan amounts vary widely based on state limits, vehicle values, and your ability to make monthly payments on a loan. High value vehicles will allow you to access higher loan amounts and some companies offer 50% or more of your vehicle's resale value. These loan amounts can range from $2,500 in California to upwards of $20,000 with a car title loan in Florida and Texas.
What's My Vehicle's Value
Vehicles that are newer with low miles have a higher value than older high mileage cars, but most cars that are operational should still have some equity.
It's important to remember that the value of your car can change quickly, so always consult with a reputable lender to get the most accurate estimate if you're looking for the title loan value of your car, as well as how much money you can expect with a car title loan. The more money you borrow with a vehicle equity loan, looks good initially. Limit your loan amount to what you need as high funding amounts can lead to situations where you can't make the payments and risk repossession or default. Even if your title loan value exceeds what you initially requested, only borrow what you need!
Other Factors Your Car's Value
You can quickly look up how much it's worth with KBB or other services, but any licensed auto title loan lender will want to do an in-person inspection to see how the vehicle looks in person, and they also may want to take it on a test drive to see how it performs. A car in bad condition or that doesn't run will result in a loan offer much lower than what you may have first expected.
Aftermarket equipment:
Does your vehicle have add-on features or aftermarket additions that could make it more valuable to a title loan company? For instance, bigger tires, new rims, or a new engine? These features can increase the vehicle's resale value and get you more cash with a title loan. Conversely, some features and add-ons may decrease the car's resale value. It all depends on your vehicle's current title loan value.
Location of the vehicle:
Is your car in your possession and easy to inspect? Or is it in another state or far away area, making it difficult or nearly impossible to complete a timely vehicle inspection? The location of your car matters because no lender will approve your loan if they can't visually inspect it.
Type of vehicle title:
Does the car you hope to use for a car title loan have a standard car title? Or does your car title say it's a rebuilt or salvage title? Apply for cash from a title loan lender with a salvage title. Still, the loan amount will likely be lower than you'd typically expect, as any car marked as anything other than a standard title will have a lower value, and you're probably better off applying for a salvage title loan.
My Vehicle's Title Loan Value & Quote
Contact Hyperlend at 1-800-971-3022 for a quick quote and start your online application. We'll first determine the value of your car and then draw up a title loan estimate that shows different calculations on your monthly payment, loan terms, and financing amount.